Money Smarts

The home-buying process can require up to 15 steps from start to finish. We break it down from first finances to closing costs.

Target recently launched its same-day delivery service, Circle 360. Members get a variety of perks for only $99 a year. Here’s what you need to know.

Learn about how compound interest works and why it’s a powerful tool for financial planning and maximizing returns.

State taxes on retirement income, sales taxes, and property taxes can be a factor in the overall cost of living in a particular state. Be sure to understand the state tax situation for retirees in any state you are considering for your home in retirement.

The gift tax is a federal tax on property or assets transferred from one person to another where the giver doesn’t receive the full value of the items in return.

Balance transfer credit cards offer a limited opportunity for disciplined consumers to pay down more expensive debt.

Having a home appraised is a necessary part of the process of buying a home, but the outcome of an appraisal can be equally important to sellers and lenders. After all, the value listed in an appraisal can make a difference in the sale price of a home, the down payment required, or whether the buyer can be approved for financing in the first place.

If you did not receive all the COVID-19 pandemic economic stimulus payments in 2020 or 2021, you may still be able to file for payments through the Recovery Rebate Credit.

There are many factors to consider as you look for the best place to spend your retirement. Climate, taxes, and access to local recreational opportunities are just a few.

Since the Federal Reserve started its most aggressive rate hiking campaign in decades, the landscape for savers and investors has changed profoundly.

Whether you’re building credit from scratch or trying to repair your credit history, you can use loans and credit cards to prove your trustworthiness.

It's important to understand what credit monitoring is and how it works, along with the difference between other services, such as credit repair and identity theft monitoring. Here's what you need to know.

When thinking about how to budget money, understand that there are different types of budgets and that certain budgets may work better for you than others do.

You can start a business in 10 steps. Get tips on research, marketing, creating a business plan and choosing a structure. Keep reading to learn more.

You can use a secured credit card or credit-builder loan to establish a credit history, but the most important factor in achieving a good credit score is making credit repayments on time.

Early retirement requires diligent planning early on. Find out the steps you'll need to take to retire while you're still young enough to enjoy it.